Serving the Greater Toronto Area

Fast Business Funding for GTA Businesses

Get the capital you need to grow — from $5,000 to $2,000,000. Quick approvals, flexible terms, and a team that understands the GTA market.

24h Approval time
$2M Max funding
500+ GTA businesses funded

Funding At A Glance

Working Capital $5K – $500K
Business Term Loan $25K – $2M
Merchant Cash Advance $5K – $250K
Equipment Financing $10K – $1M
Invoice Factoring Up to 90% of AR
Get My Rate →
🔒 256-bit SSL Encryption
|
Same-Day Pre-Approval
|
🇨🇦 Canadian-Owned & Operated
|
🤝 Authorized AFN Partner
|
📋 No Obligation Quote

Built for GTA Business Owners

We know the Greater Toronto Area market. From Mississauga to Scarborough, Brampton to North York — we've helped businesses like yours access the capital they need.

Fast Approvals

Get a decision within 24 hours. For qualifying applications, same-day funding is available. No waiting weeks for a bank response.

💼

All Business Types

Corporations, sole proprietors, partnerships — we work with all legal structures. Retail, restaurants, trades, tech, healthcare, and more.

📊

Flexible Criteria

Less-than-perfect credit? No problem. We look at your full business picture — revenue, time in business, and growth potential.

🔒

Secure & Confidential

Your data is encrypted and handled with the strictest privacy standards. We are a trusted partner of Advance Funds Network.

🤝

Dedicated Support

A real person guides you through every step. No bots, no runarounds — a local GTA funding specialist is on your file.

💰

Competitive Rates

Access our network of 50+ lenders to find the best rate for your business profile. We shop the market so you don't have to.

Funded in 3 Simple Steps

Our streamlined process gets you from application to funding faster than any traditional lender.

1

Apply Online

Complete our 5-minute online application. Basic business info, funding amount, and your contact details — that's it for Step 1.

2

Submit Documents

We'll send you a secure upload link. Provide recent bank statements, a void cheque, and a few business documents.

3

Get Funded

Once approved, funds are deposited directly to your business bank account. As fast as the same business day.

Start My Application →

The Right Funding for Your Needs

Every business is different. We offer multiple funding products to match your situation, goals, and repayment preference.

💵

Working Capital Loan

Bridge cash flow gaps & cover daily operations

Amount$5,000 – $500,000
Term3 – 24 months
Speed24 – 48 hours
Credit Required500+
📈

Business Term Loan

Structured financing for growth & expansion

Amount$25,000 – $2,000,000
Term12 – 60 months
Speed3 – 7 business days
Credit Required600+
💳

Merchant Cash Advance

Advance on future card sales — repay as you earn

Amount$5,000 – $250,000
Repayment% of daily sales
Speed24 – 72 hours
Credit Required450+
🔧

Equipment Financing

Finance the machinery & equipment you need

Amount$10,000 – $1,000,000
Term24 – 84 months
Speed3 – 5 business days
Credit Required550+
📄

Invoice Factoring

Unlock cash tied up in outstanding invoices

Advance RateUp to 90% of AR
RepaymentWhen client pays
Speed24 – 48 hours
Credit RequiredClient-based
🏢

Commercial Real Estate

Financing for purchase, refinance & renovation

Amount$100,000 – $5,000,000
Term1 – 25 years
Speed2 – 4 weeks
Credit Required620+

Powered by Advance Funds Network

GTAFunds.com is an authorized partner of Advance Funds Network (AFN) — one of North America's leading alternative business finance companies with over a decade of experience funding SMBs.

Through AFN's extensive lender marketplace, we connect GTA businesses with the right funding solutions, whether you're a startup or an established company scaling for the next stage of growth.

50+ Lending Partners
10+ Years in Market
$1B+ Funded to Date

Minimum Requirements

  • Operating in Canada for at least 6 months
  • Minimum $5,000/month in business revenue
  • Active business bank account in Canada
  • Owner is a Canadian resident
  • No active bankruptcy proceedings

Not sure if you qualify? Apply anyway — our team reviews every application individually.

Ready to Fund Your Business?

Join hundreds of GTA business owners who have secured funding through GTAFunds. Apply today — no obligation, no impact to your credit score.

Start Free Application →